Home Equity Loans
Home Equity Line of Credit as low as 4.99% APR for the first 12 months of the loan.
MCCU offers low-rate Home Equity Loans and Lines of Credit with up to 100% financing. Finance your dreams and needs — from debt consolidation to college education.
Get all your funds all at once with our home equity fixed rate loan. Instead of receiving funds up front, open a variable home equity line of credit that can be used a little at a time, all at once, or not at all. We'll help you find the option that works best for your budget.
FIXED RATE HOME EQUITY LOAN
- Competitive rates for several short-term or one-time needs:
- Major life events
- Home remodel projects
- Debt consolidation
- And more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible*
- Loan protection available
- Local decision-making and processing
- Helpful, customized service throughout the entire process
NMLS #226066
HOME EQUITY LINE OF CREDIT (HELOC)
- 4.99% APR for the first 12 months
- Competitive, variable rates for several ongoing or seasonal needs:
- Education expenses
- Major home improvements
- Emergency reserve
- And more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- Re-use without re-applying
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily available via in-person, by phone, or through online banking
- The interest paid might be tax deductible*
- Set up automatic payments to be deducted from your account monthly
- Loan protection available
- Local decision-making and processing
- Attentive, friendly service from start to finish
NMLS #226066
*Consult a tax advisor.
