Home Equity Loans
If you need financing for home improvements, school tuition, loan consolidation, or any other reason, our home equity loans may be right for you. The amount of money you can borrow depends on the equity you have in your home.
Home Equity Line of Credit*
A Home Equity Loan is a revolving line of credit secured by the equity you have built in your home. These lines of credit are available with a 5-year draw and a 20-year term, at a competitive variable rate.
Second Mortgage/Equity Loan
A Closed-end Second Mortgage/Equity Loan is a one-time loan advance. These fixed rate loans are amortized up to 180 months.
Mortgage Services
MountainCrest Credit Union has a home loan partnership with CU Home Mortgage Solutions, LLC, a credit union service organization. This affiliation allows us to offer our members competitive rates and fees along with a high level of service that you expect and deserve. Click Here
Applying is easy! Contact one of our loan officers and they will be happy to assist you.
*Loan amount, rate and term based on applicant’s credit qualifications.



