High Interest Savings
Everyone is looking for the best interest rates on their savings these days. And why not? Your money should be able to work for you and gain the kind of interest that makes a difference. We have just that kind of savings account for you. It’s called our Cash Management Account.
How It Works
Our Cash Management Account works like a money market account, earning higher yields than other savings accounts. With a minimum investment of $2,500, you can earn better than competitive interest while maintaining access to your funds with no penalty.
Perhaps the best part is that your shares in this account earn interest paid monthly instead of quarterly as most other accounts do.
There’s no Penalty
If you choose to draw your Cash Management Account down below the $2,500 minimum, we just convert your remaining shares to the regular share account dividend rate where it will still draw interest paid monthly. There are no fees or penalties. It’s that easy. No Set-Up or Maintenance Fees
We have created the Cash Management Account with your best interest in mind. That’s why we don’t charge a set-up or maintenance fee. You can also transfer funds to and from this account by telephone or Personal Branch any time, day or night. This is the kind of convenience we think you deserve as a member of MountainCrest Credit Union!
It is so easy to begin earning the kind of interest you deserve. Just call and talk to any one of us. We can start your Cash Management Account immediately.
Account Limitations
No more than six preauthorized or automatic withdrawals, telephone transfers or transfers initiated by personal computer to another account at the credit union or to a third party during the calendar month or statement cycle. A preauthorized transfer includes any arrangement with us to pay a third party from your account upon oral or written orders including orders received through the automated clearing house . No more than three of these six transfers can be made by share draft, draft, debit card or similar order and payable to third parties. You may make unlimited transfers to any of your accounts or to any credit union loan account and may make withdrawals in person or by mail.
